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E33G vs Second Home Visa: Which One Fits Your Bali Plans?
The E33G suits people actively earning from abroad; the Second Home Visa suits people settling on capital rather than a salary — the practical difference.
Updated 19 October 2026 · Rules checked 19 October 2026 · 5 min read
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The core difference: earning vs holding
These two get compared constantly because they are both aimed at foreigners who want to live in Bali without a job in Indonesia, but they qualify you on opposite things. The E33G asks: can you show you are currently earning enough from outside Indonesia? The Second Home Visa asks: do you already hold enough capital, in a deposit or a property, regardless of whether you are earning anything at all right now?
That difference decides who should consider each one. A remote employee or freelancer with strong ongoing income but limited savings is a natural E33G candidate. Someone retired, between jobs, or living off investments with substantial capital but no active salary is a natural Second Home Visa candidate.
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Side by side
| E33G remote worker | Second Home Visa | |
|---|---|---|
| Duration | One year, renewable | 5 years, renewable once for 5 more (10 total) |
| Qualifies on | Foreign-sourced income of at least USD 60,000/year, plus USD 2,000 over 3 months | IDR 2bn deposit (~USD 130,000) or USD 1m Hak Pakai property |
| Sponsor needed | No — filed directly | No — filed directly |
| Work allowed | For a company established outside Indonesia, under an employment agreement | After a dual-activity report to immigration |
| Age requirement | None reported | None |
| Best suited to | Active remote earners | Retirees, investors, capital-rich settlers |
Who the E33G actually suits
Someone with a stable remote salary or a client base entirely outside Indonesia, who wants to be based in Bali for a year or two without committing capital upfront. The official E33G page’s tests, USD 60,000 a year of income and a three-month bank statement showing USD 2,000, are the main bar, and the one-year, non-sponsored structure suits people who are not ready to commit to a five-year plan.
Who the Second Home Visa actually suits
Someone with capital and no need to prove an ongoing salary: a retiree below the retirement KITAS’s disputed age threshold, an investor parking funds in Indonesia anyway, or a family that has already bought a qualifying Hak Pakai property. Five years upfront, extendable to ten, is a materially longer runway than the E33G’s annual renewal, at the cost of tying up significantly more capital than the E33G’s income test requires you to prove.
What neither visa changes
Tax residency is decided separately from which visa you hold, largely by days spent in Indonesia and by which KITAS category you are on — some categories are reported to trigger residency regardless of the day count. Neither visa is a way to avoid Indonesian tax residency if you end up living here most of the year; check the current rule for your specific permit before assuming either one keeps you outside it.
Neither visa lets you take Indonesian-sourced income. An E33G holder cannot freelance for a Bali client; a Second Home Visa holder cannot run a warung. Both are residence permits for people whose income, if any, originates outside the country.
Cost over time, not just at application
The E33G's lower entry cost is only lower per year, not necessarily over a longer stay: reapplying annually means repeating the income documentation and paying the processing fee each cycle, whereas the Second Home Visa's cost is front-loaded into the deposit or property and then largely fixed for five to ten years. Anyone confident they will stay more than a couple of years should weigh the E33G's repeated annual admin against the Second Home Visa's larger upfront commitment, rather than comparing only the first year's cost.
Common questions
Can I switch from an E33G to a Second Home Visa later?
Both are filed independently through the immigration portal; switching is a matter of qualifying for the new one. It was not confirmed here whether holding one affects eligibility for the other.
Which visa is cheaper to obtain?
The E33G has lower official processing fees but a demanding income test; the Second Home Visa has minimal filing cost but requires substantially more capital placed in Indonesia.
Does either visa let me work for a Bali-based company?
Not on the E33G, which is for work for a company established outside Indonesia. On the Second Home Visa, the official E33 page allows work, study or other activity once you file a dual-activity report with the immigration office, and forbids work outside the permit's scope; confirm what your job needs with the immigration office first.
Do I pay Indonesian tax under either visa?
Possibly — tax residency depends on days spent in Indonesia and, for some KITAS categories, on the permit itself, not on which of these two visas you hold. Confirm with a tax adviser before assuming either one avoids it.
Which visa lasts longer?
The Second Home Visa: five years, renewable once for a further five. The E33G is issued one year at a time.
Looking for a home in Bali?
Tell the Baliestate assistant your budget and dates. It replies in minutes with homes that fit and books the viewings.
The E33G income test (USD 60,000 a year) and both visas' work rules were checked against their official imigrasi.go.id pages on 19 October 2026; check them again before applying.