Villa 1BR in Ubud
Ubud · 1 bedroom
Rp 5.068.592.577
Legal
Three ways to retire in Bali: the one-year E33F ITAS (US$3,000 a month income), the five-year E33E from age 55, or the Second Home visa, and what each needs.
Published 23 September 2026 · Updated 1 November 2026 · Rules checked 29 October 2026 · 10 min read
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All figures are from each visa's page on imigrasi.go.id: the E33F and E33E pages read on 29 October 2026, the E33 and E33G pages on 19 October 2026. Fees are the government's (PNBP) and exclude any agent's charge.
| E33F Retirement ITAS | E33E Second Home, 55+ | E33 Second Home | E33G Remote worker | |
|---|---|---|---|---|
| Who it is for | Retirees; the page states no minimum age (agents cite 55) | Foreigners aged 55 or more | Anyone settling on capital | People working for a company outside Indonesia |
| Money to show | Income of US$3,000 a month; US$2,000 balance over 3 months | US$50,000 in your own state-bank account, plus US$3,000 a month income and US$2,000 over 3 months | US$130,000 in your own state-bank account, or an apartment worth US$1 million | Income of US$60,000 a year; US$2,000 balance over 3 months |
| Sponsor | Required | Not required | Not required | Not required |
| Stay | 1 year, extendable online | Up to 5 years, total up to 10 | Up to 5 years, total up to 10 | 1 year, extendable online |
| Government fee | Rp 7,000,000 for 1 year | Rp 13,000,000 for up to 5 years | Rp 13,000,000 for up to 5 years | Rp 7,000,000 for 1 year |
| Issued | 5 working days after payment | 4 working days after payment | — | — |
| Work | Not a work permit: no work outside the permit's purpose | Work, study or other activity allowed after a dual-activity report to immigration | Same as E33E | Only for the employer outside Indonesia |
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The Retirement ITAS is the cheapest to enter: no deposit, only proof of US$3,000 a month of income or allowance and a three-month bank statement, in your name or the sponsor's, showing at least US$2,000. It needs a sponsor, who must hold an account on evisa.imigrasi.go.id and opens the application for you, so in practice most retirees use a licensed agent as sponsor and pay the agent on top of the government fee.
It is issued for one year and extended online on the same portal. The page allows living in Indonesia, business meetings, shopping and tourism, and forbids working outside the permit's purpose or selling goods or services. Agents describe a path to a permanent stay permit (KITAP) after several years of extensions; the official visa page does not set that out, so ask the immigration office or your agent how it applies to you.
| E33F fee component | Rp |
|---|---|
| Limited stay visa | 500,000 |
| Visa verification (category II) | 2,000,000 |
| Limited stay permit, up to 1 year | 3,000,000 |
| Re-entry permit, up to 1 year | 1,500,000 |
| Total | 7,000,000 |
The E33E, listed as the Second Home visa for older people, is the official route that states an age: 55 or more. It asks for a written commitment to keep at least US$50,000, or the equivalent, in your own account at a state-owned bank, proof of at least US$3,000 a month of income or pension, and a three-month personal bank statement with US$2,000. No sponsor or guarantor is needed. The deposit has to be reported to the immigration office that issued the permit, with proof of the balance, within 90 days of arrival, and kept for as long as the permit runs.
It lasts up to five years for one fee of Rp 13,000,000, and can be extended online to a total of ten years or converted to another permit. Unlike the E33F it allows work, study or other activity once you file a dual-activity report with the issuing office. Family may join, subject to the rules, and the fee is not refunded if the application is refused.
| E33E fee component | Rp |
|---|---|
| Limited stay visa | 500,000 |
| Visa verification | 2,000,000 |
| Limited stay permit (ITAS), 5 years | 7,000,000 |
| Re-entry permit, 5 years | 3,500,000 |
| Total | 13,000,000 |
The general Second Home visa asks for capital instead of income: US$130,000 (or the equivalent) in your own account at a state-owned bank, shown within 90 days of arriving, or an apartment (rumah susun) in Indonesia worth at least US$1 million. The deposit has to stay in place for as long as the permit runs. It runs five years, extendable to ten, for Rp 13,000,000, with no sponsor and no age limit, which makes it the choice for a retiree under 55 who has the capital. The Second Home guide covers it in full.
Every route runs through evisa.imigrasi.go.id, with documents uploaded as PDF or JPEG. The visa, once issued, is valid for 90 days: enter Indonesia within that window or apply again. The stay permit and re-entry permit are issued automatically when the immigration officer admits you at the airport.
The income tests are the government's floor, not a budget. On 29 October 2026 a 2-bedroom villa among Baliestate's partner listings asked a median IDR 38.5 million a month on a monthly contract (187 listings) and IDR 282.5 million a year on a yearly one (198), about IDR 23.5 million a month; a 1-bedroom asked IDR 26 million a month, or IDR 200 million a year. Electricity is metered on top, and a yearly contract is normally paid in advance. The rent prices page carries today's medians by area, and Ubud, Tabanan and Sanur ask less than Canggu; the cost-of-living guide puts the rest of a monthly budget beside the rent.
A retiree on an E33F or E33E holds a KITAS, which is what Hak Pakai, the registered right to use a house in a foreigner's own name, requires; it runs 30 + 20 + 30 years over state land under PP 18/2021, with a minimum price for a foreigner's house in Bali of IDR 5 billion under ATR/BPN Decree 1241/2022. A leasehold needs no visa at all. Freehold (Hak Milik) is never available to a foreigner; the leasehold guide sets out the routes.
Tax follows the permit. Indonesian tax rules treat a residence permit valid for more than 183 days as evidence of intent to reside, and tax advisers report that a long permit can make you an Indonesian tax resident on worldwide income independently of the days you actually spend here; the 183-day guide explains what that means for a pension paid abroad. Ask a tax adviser before you choose a five-year permit over a one-year one on that ground alone.
The E33E Second Home visa for older people requires 55 or more (imigrasi.go.id). The E33F Retirement ITAS page states no minimum age; agents commonly cite 55. The E33 Second Home visa has no age limit.
US$3,000 a month for both the E33F and the E33E, plus a bank statement showing at least US$2,000 over the last three months. The E33E also needs US$50,000 in a state-bank account.
The government fee is Rp 7,000,000 for the one-year E33F (visa Rp 500,000, verification Rp 2,000,000, stay permit Rp 3,000,000, re-entry permit Rp 1,500,000) and Rp 13,000,000 for the five-year E33E or E33. An agent's fee, and for the E33F the sponsor's, comes on top.
Only for the E33F Retirement ITAS, whose sponsor must hold an evisa account and apply for you. The E33E and E33 Second Home visas need no sponsor.
Immigration states five working days after payment for the E33F and four for the E33E. The visa is then valid for 90 days to enter Indonesia.
Not on the E33F, which is not a work permit. The E33E and E33 Second Home visas allow work, study or other activity once you file a dual-activity report with the immigration office.
Yes. A leasehold needs no visa, and the KITAS the E33F or E33E gives you is what Hak Pakai, a registered title in your own name, requires, subject to the IDR 5 billion minimum price for a foreigner's house in Bali. Freehold is not available to foreigners.
Yes, on a stay permit for retirees or second-home owners rather than a visit visa: the one-year E33F Retirement ITAS on US$3,000 a month of income with a sponsor, the five-year E33E from age 55 with US$50,000 in a state-bank account, or the five-year E33 Second Home visa at any age with US$130,000 in a state-bank account or an apartment worth US$1 million. No visit visa runs longer than 180 days. Requirements change: confirm them with the immigration office or a licensed visa agent before you apply.
Under 55 with capital: the E33 Second Home visa. 55 or over with US$50,000 to deposit: the E33E, for five years without a sponsor. Income but no capital: the E33F, renewed each year with a sponsor.
Tell the Baliestate assistant your budget and dates. It replies in minutes with homes that fit and books the viewings.
Visa requirements, documents, fees and processing times are from each visa's page on imigrasi.go.id: E33F and E33E read on 29 October 2026, E33 and E33G on 19 October 2026; rules change, so check the page before you apply. The E33F page states no minimum age, and neither the E33F nor the E33E page mentions health insurance. Rents are medians of Baliestate's partner listings on 29 October 2026. Tax residency as tax advisers report it; not tax advice. General information, not legal or immigration advice: confirm the current requirements with the immigration office or a licensed visa agent before you apply, and the property rules with a licensed notary (PPAT).